Teamsters Voluntary Income Protection Plus (VIP+) Air Plan
2024 Enrollment Guide
Enrollment Coverage Effective Dates
To ensure your coverage starts on the specific date below, you must enroll by 11:59PM HST on the date indicated in the month prior to the effective date. Each enrollment window lasts approximately 60 days. If you miss out on an enrollment window, you can enroll during the next window.
The specific coverage effective dates are:
DECEMBER 1ST
Enroll by
November 22nd
How Enrollment Works
Enrollment Deadline
You must enroll by 11:59PM HST on the date indicated in the month prior to the effective date.
Late Enrollment
If you enroll after the designated deadline, your coverage will become effective on the first day of the month following the next enrollment period.
Example: If you enroll after the current enrollment window closes, your coverage will not begin immediately, but rather on the first day of the month following the next enrollment window.
Coverage Effective Date
It’s important to note that your coverage begins on the effective date, not the date you submit your enrollment.
Act Now for Faster Coverage
The sooner you enroll, the sooner your income protection begins. Don’t delay – secure your coverage early!
Teamsters VIP+ Air
2024 Enrollment and Effective Date Schedule
IMPORTANT INFORMATION ABOUT THIS PLAN
IMPORTANT: The monthly cost for coverage is based on your age at the start of the coverage and will rise on the policy anniversary date after you move into a new age bracket. This benefits guide is tailored for Members aged 18-69.
Participation in this program is voluntary, and the decision to enroll rests solely with the Members. Members are responsible for bearing all associated costs. A $2 technology fee is included in all listed monthly costs for the following coverages: Short-Term Disability and Long-Term Disability. A $1 technology fee is included in all listed monthly costs for the following coverages: Member Life and Spouse Life.
This voluntary benefit plan is classified as a Safe Harbor plan and, as such, is not subject to the Employee Retirement Income Security Act of 1974 (ERISA). The Union does not contribute to the premiums for this plan on behalf of its Members, does not endorse the plan, and does not require Members to enroll in the plan.
IMPORTANT: If you depart from the IBT, opt out of paying dues, or retire, you must notify the Teamsters VIP+ Air administrative office at (224) 770-5304. Not doing so within 90 days could delay or negate your eligibility for a refund.
We encourage enrolled Members to thoroughly review the complete policy. To request a copy, please email info@unionone.com.
This program is administered by Union One Benefits Administration and underwritten by Prudential Financial.
For AD&D, STD & LTD: THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
For STD & LTD: These policies provide disability income insurance only and do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.
North Carolina Residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company.
Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500.
Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
