Teamsters VIP+ Air
Voluntary Income Protection Plus Plan
Special coverage for Pilots if loss of medical certificate is due to a medical condition.
Disability coverages to include aeromedical advice and FAA medical certification assistance provided by Aviation Medicine Advisory Service (AMAS).
All benefit options offered here are guaranteed approved during open enrollment for actively working, U.S.-Based, full-dues paying IBT Members.
ADDITIONAL ENROLLMENT WINDOW APPROVED: SECURE YOUR PROTECTION TODAY!
As we approach the end of 2024, you can now secure coverage for a January 1st, 2025 effective date, due to a special, additional Teamsters VIP+ Plan enrollment opportunity. Don’t Miss Out!
ENROLLMENT ENDS
Days
Hours
Mins
Secs
Enroll by 11:59PM HST on December 29th, 2024 for a coverage effective date of January 1st!
A message from Teamsters General President Sean M. O’Brien
Teamsters Power:
INTRODUCING THE Teamsters VIP+ Air PLAN
As Teamsters, your strength and dedication are unparalleled. Every single day, you take on some of the most challenging jobs, putting your bodies on the line. Such commitment, over time, can take its toll. This is the nature of the hard, honest work that defines us. While we give our all, there might be instances when we need to step back, recuperate from an injury, or face unforeseen health challenges.
In recognition of your relentless effort and to support you during these challenging times, we’re proud to introduce the Teamsters Voluntary Income Protection Plus (VIP+) Air Plan.
SHORT-TERM DISABILITY
Member coverage available up to $2,000 per week in $50 increments. Stackable with other eligible benefits, up to 100% of pre-disability earnings.
LONG-TERM DISABILITY
Member coverage available up to $7,500 per month in $50 increments. Stackable with other eligible benefits, up to 70% of pre-disability earnings.
LIFE AND AD&D
Member coverage available up to $500,000 in $10,000 increments. Spouse and Dependent life coverage available when Member life is elected.
Protect What Matters Most
The NEW Teamsters VIP+ Air Plan covers pilots experiencing medical disqualification by the Federal Aviation Administration (FAA). If your pilot license is revoked for medical reasons, the plan provides financial assistance while you seek medical evaluation to regain qualification.
Every Teamster deserves to be well-equipped and shielded from potential health obstacles. The Teamsters VIP+ Air Plan is meticulously crafted to help if you’re unable to work due to an illness, injury, surgery, loss of FAA medical certification (due to medical reasons), or death.
We strongly recommend that you dive deep into the details provided here, watch the insightful videos, and understand how this plan may safeguard the income you’ve tirelessly earned.
Your well-being is our priority. Equip yourself with the knowledge and protection you deserve.
Why the Teamsters VIP+ Air Plan?
Consider your financial security. If ever there comes a time when you find yourself unable to work due to health reasons, this plan is here to help.
Inform Yourself
Please take a moment to explore this website. You’ll find comprehensive information regarding the benefits and costs associated with the Teamsters VIP+ Air Plan. Should you decide to enroll, you’ll discover the process is simple, secure, and user-friendly.
COVERAGE THAT BEST SUITS YOU AND YOUR FAMILY’S NEEDS
During the enrollment period we recommend you review all of the benefit options available and choose the coverage that best suits you and your family’s needs. The Teamsters VIP+ Air Plan offerings include Short-Term Disability, Long-Term Disability, and Life and Accidental Death & Dismemberment Insurance. All offered coverages are guaranteed approved to eligible Members during open enrollment irrespective of your current health status or medical history.
IMPORTANT INFORMATION ABOUT THIS PLAN
IMPORTANT: The monthly cost for coverage is based on your age at the start of the coverage and will rise on the policy anniversary date after you move into a new age bracket. This benefits guide is tailored for Members aged 18-69.
Participation in this program is voluntary, and the decision to enroll rests solely with the Members. Members are responsible for bearing all associated costs. A $2 technology fee is included in all listed monthly costs for the following coverages: Short-Term Disability and Long-Term Disability. A $1 technology fee is included in all listed monthly costs for the following coverages: Member Life and Spouse Life.
This voluntary benefit plan is classified as a Safe Harbor plan and, as such, is not subject to the Employee Retirement Income Security Act of 1974 (ERISA). The Union does not contribute to the premiums for this plan on behalf of its Members, does not endorse the plan, and does not require Members to enroll in the plan.
IMPORTANT: If you depart from the IBT, opt out of paying dues, or retire, you must notify the Teamsters VIP+ Air administrative office at (224) 770-5304. Not doing so within 90 days could delay or negate your eligibility for a refund.
We encourage enrolled Members to thoroughly review the complete policy. To request a copy, please email info@unionone.com.
This program is administered by Union One Benefits Administration and underwritten by Prudential Financial.
For AD&D, STD & LTD: THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY.
For STD & LTD: These policies provide disability income insurance only and do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.
North Carolina Residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company.
Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500.
Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
